Why You Need A Real Estate Lawyer When You're Buying A Home

If you're in the process of buying a home, you may believe that a real estate agent is all you need to complete the process.  However, a housing contract is a legal document, and it's important for you to have a qualified legal expert on your side to help make it easier for you to understand what you're taking on.  Use this information to learn more about why you should hire a real estate attorney before purchasing your next house.

You Need A Lien-Free Home

One of the most compelling reasons why it's so valuable for you to have a lawyer on your side is because they can help to ensure that you're purchasing a lien-free house.  You wouldn't want to move into a new abode, only to find out that you're on the hook for liens that you were totally unaware of.

A lien is essentially a monetary claim against a piece of property.  For example, if the previous owners of the home had renovations or other work done by contractors but failed to pay them, the workers may have filed a lien against the title of the home.  Once you take ownership, you are then responsible for these monetary expenses.

Your attorney will conduct a thorough title search to ensure that the title is free and clear.  This can go a long way toward increasing your peace of mind as you get settled in your new residence.

Property Tax Makes A Difference

The property tax on the home you purchase can make a substantial difference in the mortgage amount that you pay each month.  While you may think that there is little you can do to lower this amount, you could be mistaken.

Real estate attorneys can help in this regard by appealing the appraisal for your home.  They can bring in the numbers from comparable houses in your area to determine if the property tax estimation is excessive.  If they are successful, you may find that the property tax goes down.  If you're purchasing a house where the property tax is split up equally among each month of the year, you'll find that you don't have to pay as much in mortgage each month.

Having a real estate lawyer is a key way to make sure that you're happy with one of the biggest purchases of your life.  Contact a real estate attorney like Heil & Saylor today so you can enjoy these benefits and more.